How Do I Create My FSA ID?

A Federal Student Aid (FSA) is an identification that allows you to access your profile, application, and sign important documents like the Free Application for Federal Student Aid (FAFSA®). To create your FSA ID, you’ll need to go to the FSA website.

From the FSA website, you’ll be prompted to create an FSA account. You’ll need things like your email address, phone number, and social security number to get started.

Keep reading to learn more about how to create your FSA ID.

What You Need to Create an FSA ID

Email Address

There are many important reasons you need an email address when you’re signing up for your FSA ID.

First, you will receive important information about your account at this email address. Second, if you ever forget your username or password, you can use your email to have it reset.

Finally, you can also use your verified email address in place of your username to log in to FSA systems. You can verify your email address by requesting that a secure code be sent to it.


As you’re setting up your FSA ID, you’ll have the opportunity to choose your own username. Your username must be 6 to 30 characters long using any combination of uppercase letters, lowercase letters, and numbers.

Create a username you can easily remember but not one you use frequently on other websites. Additionally, since you’re using your FSA ID to log into a secure site, you should avoid using personal information, like your date of birth, first name, or last name, as part of your username.


After you create your username, you’ll make a password. You must create a password that’s between 8 and 30 characters long. You can make any password you would like, but it must have at least three of these four criteria:

  • Uppercase letters
  • Lowercase letters
  • Numbers
  • Mon-alphanumeric special characters (such as: ! @ # $ & * ( ) [ ] _ – . ?)

Your password will expire and need to be changed every 18 months.

Two-Step Verification

Beginning in 2022, all new users must set up one more more two-step verification methods (text, email, or authenticator app) during the “Create an Account” process. Once one or more two-step verification methods are set up, users will receive a secure code each time they log in to

Personal Identification Information

Next, you’ll move onto a section where you enter your personal information. You’ll need to include your first name, middle initial, last name, date of birth, and Social Security number. You can’t use nicknames. Ensure this information is exactly as it appears on your Social Security card.

Does My FSA ID Work for a FAFSA® Renewal?

The reason that you need an FSA ID is that it’s the only way you can log into your account. However, filing out a FAFSA® Renewal requires an identification verification from the Social Security Administration (SSA). 

If you verified your email address, you should receive a confirmation email that your information matched what you originally had on your profile. This typically takes one to three business days. Remember that you can still log into your FSA account, but you can’t file any paperwork.

If you don’t get a verification from the SSA, it could mean that the information you provided on your original account wasn’t correct. You’ll need to log in with your FSA ID to change it. You can also use your FSA ID to check your status, which will say “matched,” “not matched,” or “pending.” Once you have the confirmation, your FSA ID gives you access to all information and filings without any further correspondence.

Creating an FSA ID is the beginning of a lengthy process to get the financial aid you need to complete your college education. It’s important to get your FSA ID as soon as possible so you can finish your FAFSA® sooner rather than later. After all, the grant money is first-come, first-served.

For informational/Educational Purposes Only: The views expressed in this article may differ from other employees and departments of JPMorgan Chase & Co. Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual. Chase is not responsible for, and does not provide or endorse third-party products, services, or other content. You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results.