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How to Pay for College > How do I Manage my Loans?

Repaying your loans can be a stressful thought, but the government makes it easy with flexible options, including income-driven repayment plans. Consolidate your loans to reduce your payments and explore forgiveness, cancellation, and discharge possibilities.

Consolidating Your Loans

Graduates who have multiple federal loans should consider combining them through a Direct Consolidation Loan. Qualifying for a consolidation allows…

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Depending on your circumstances, you may be eligible to get your federal student loans forgiven.

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Ombudsman Group

The Federal Student Aid Ombudsman Group is a neutral, informal resource that helps resolve student loan disputes.

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Paying Your Loans

When it's time to make payments on your student loans, you should understand the repayment plans available. Unless you choose…

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Understanding Default

Your student loan will go into default if you've consistently been delinquent in making payments. Consequences of going into default…

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Tuition Refund

Your tuition refund is paid directly to you to help you cover things like the cost of your textbooks or…

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Disclaimer Block

The above information is intended solely for general use. While every attempt has been made to ensure its accuracy, Frank makes no representations or warranties as to the validity or completeness of any information. Frank will not be responsible for any errors or omissions in this information, or for any losses or damages arising from its use. Please seek the assistance of a professional who knows your particular situation for personal financial advice.

We are not affiliated with the U.S. Department of Education. Federal Student Aid (FSA), an office of the U.S. Department of Education, makes the Free Application for Federal Student Aid (FAFSA®) form and assistance available to the public for free at