Main header


How to Pay for College > How do I Manage my Loans?

Repaying your loans can be a stressful thought, but the government makes it easy with flexible options, including income-driven repayment plans. Consolidate your loans to reduce your payments and explore forgiveness, cancellation, and discharge possibilities.

Consolidating Your Loans

Graduates who have multiple federal loans should consider combining them through a Direct Consolidation Loan. Qualifying for a consolidation allows…

Read more +


Depending on your circumstances, you may beĀ eligible to get your federal student loans forgiven.

Read more +

Ombudsman Group

The Federal Student Aid Ombudsman Group is a neutral, informal resource that helps resolve student loan disputes.

Read more +

Paying Your Loans

When it's time to make payments on your student loans, you should understand the repayment plans available. Unless you choose…

Read more +

Understanding Default

Your student loan will go into default if you've consistently been delinquent in making payments. Consequences of going into default…

Read more +