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How to Pay for College > How do I Manage my Loans? > Forgiveness, Cancellation and Discharge

Your student loan is considered¬†forgiven when you are no longer expected to repay it. Whether you qualify for forgiveness depends on your circumstances, but some common examples include working as a teacher or being permanently disabled. Certain repayment programs also provide loan forgiveness after you’ve paid your student loans on time for a certain number of years.