4 Simple Ways To Start Cutting College Costs

Are you interested in cutting college costs? While there’s no easy way to save money on a college education, there are some steps you can take to do so. 

To cut college costs, you need to get strategic. It takes planning and insight into the financial aid process as well as scholarships and grants. If you don’t have a sudden windfall of money coming your way, expect to work hard to save money.

Here are the top ways to start cutting college costs.


Enrolling at two schools, especially if one is a community college, can significantly help you cut costs. Community college classes are typically cheaper than those at a four-year college. So, taking some of your classes there and transferring them to your primary, degree-awarding school can cut down on costs. 

However, you need to be prepared to speak with both schools and ensure ahead of time that your classes transfer over. You can learn more here.

File for FAFSA®

Applying for FAFSA® and taking advantage of the financial aid available to you is a great way to get some of your education paid for. 

While it might seem like minimal amounts, aid like Pell Grants and Scholarships can be a huge help. 

Go to Community College

Students start at community colleges for many reasons — one of them being the major cost savings.

In some states, community colleges are free for in-state students that can prove residency. That means you save two years off your education compared to if you went to a 4-year college right away. 

Avoid Buying New Textbooks

These days students can buy used textbooks from several retailers, including Amazon. Avoid the massive amount of money you’ll spend on new books, and instead buy used or rent them. 

It may not seem like a huge savings, but cutting back expenses on things like textbooks frees money up for other things. 

Graduate On Time

Many students graduate college in an average of six years. That means you’re spending extra money to attend college those last two years that you wouldn’t have if you had graduated on time.

While this sometimes can’t be helped, keep in mind that graduating on-time can be a huge money saver. If you can make it happen, do it. 

Saving money on your education isn’t always easy. It takes some planning and solid budgeting to get it right. But putting these ideas into action can help you cut costs and graduate on time.