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SEOG Grant: How To Get It and Grant Amounts

Federal Supplemental Educational Opportunity Grants (FSEOGs) are reserved for undergraduates with significant financial need. The annual award is set by individual colleges, but federal guidelines set a minimum of $100 and a maximum of $4,000 per academic year. Students must file their FAFSA® in order to apply.

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What are FSEOG Awards?

Federal Supplemental Educational Opportunity Grants are awarded to undergraduate students and don’t need to be repaid. The amount awarded is determined by the extent of your financial need. Additional factors considered include the other aid you receive and what other financial aid is available through the particular college.

How to Apply for an FSEOG?

It’s imperative you plan ahead for this, and the most important recommendation is to apply for FAFSA® as soon as possible when October 1 rolls around. This is important because each school only receives a limited amount of FSEOG funds each academic year.

Who is Eligible for FSEOG?

Students who demonstrate significant financial need through their application and show a low EFC, or Expected Family Contribution, are eligible. FSEOGs are awarded to students who will receive Federal Pell Grants and demonstrate the greatest need.

FSEOG awards are only available to students who haven’t already graduated with a bachelor’s or another professional degree. Other eligibility criteria include:

  • You are a U.S. citizen.
  • You have never defaulted on other student loans.
  • Your grades meet a minimum requirement, usually around a 2.0 GPA.

How is FSEOG Awarded?

Students who are recipients of an FSEOG award will be paid at least once during the school year. Options for payment include direct deposit into the student’s account, paid directly to the student, or some combination of the two.

Tips for Applying for FSEOG

The most important aspect to getting FSEOG money is applying for FAFSA® as soon as possible. Applying early means you have a better chance at the funds allotted to your particular school. Once a school’s FSEOG monies run out, there are no options to get more, so applying early gives you a better chance at the available grant money.

Ask if your school applies to the CSS/Financial Aid PROFILE form in addition as FAFSA®. This can assist with non-federal aid options.

Do I Have to Repay Back Grants?

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Under normal circumstances, you don’t have to pay grants back. There are some situations that may require partial payback of a federal grant. These include:

  • Withdrawing early from the educational program and/or school that you received the grant for.
  • There was a change in enrollment status that affected your eligibility.
  • You received some additional scholarships or grants that reduced the need for federal grants.

It’s important to pay close attention to the eligibility requirements and ensure you remain eligible for the entire academic year. If you’re receiving FSEOG, you are receiving a Pell Grant. If you have to repay a portion of that and default, it will disqualify you from receiving any future federal financial aid.

If you have defaulted on a guaranteed student loan or still owe a refund on a federal grant, you may still be disqualified from FSEOG eligibility. You need to verify specific requirements with the school you are attending. Some schools may consider eligibility, but you have to provide a written release from the loan agency or U.S. Department of Education. This applies regardless of whether or not you’re in default of the repayment.

What’s the Difference between FSEOG and Pell Grants?

FSEOG grants fund to participating schools, and they are designed to be a supplement to the Pell Grants to the neediest of students. Not every school participates in the FSEOG and those that do must make contributions to the grant program. The federal government sets aside three dollars, and the institution has to contribute one dollar.

With the Pell Grant, it’s awarded by the government whereas the FSEOG is awarded by the school. And, students cannot receive FSEOG funds unless they have received a Pell Grant.


“Types of Financial Aid.” Seminole State College, Florida Department of Education, Web. 26 Feb. 2018.

“Federal Supplemental Educational Opportunity Grant (FSEOG) Program.” Department of Education, United States Government, 17 Apr. 2014. Web. 26 Feb. 2018.

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Disclaimer Block

The above information is intended solely for general use. While every attempt has been made to ensure its accuracy, Frank makes no representations or warranties as to the validity or completeness of any information. Frank will not be responsible for any errors or omissions in this information, or for any losses or damages arising from its use. Please seek the assistance of a professional who knows your particular situation for personal financial advice.


We are not affiliated with the U.S. Department of Education. Federal Student Aid (FSA), an office of the U.S. Department of Education, makes the Free Application for Federal Student Aid (FAFSA®) form and assistance available to the public for free at


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