New Jersey Student Aid: Grants & Scholarships

New Jersey’s many options for financial aid, grants, scholarships, and loans make it easy to pursue your degree in the Garden State, affordably. 

Complete Your FAFSA®

To be eligible for New Jersey financial aid or grants in New Jersey, you first have to complete the Free Application for Federal Student Aid (FAFSA®). 

Federal financial aid grants include the Pell Grant, up to $6,895 for the 2022-23 school year and to be announced for the next academic year, and the Supplemental Educational Opportunity Grant (SEOG), up to $4,000. The Teacher Education Assistance for College and Higher Education (TEACH) grant is available for students who will teach in a low-income, high-need community and awards up to $3,736 as of 2017. 

Enroll and Apply for NJ Student Aid

Next, you need to set up an account with the New Jersey Financial Aid Management System (NJFAMS) and answer some questions to be eligible for state programs, including the following:

  • Tuition Aid Grant (TAG), available to full-time students.
  • Part-Time TAG, for students taking lighter course loads.
  • Educational Opportunity Fund (EOF) Grant, for economically disadvantaged students.
  • NJ BEST Scholarship, for NJ residents who have contributed to a NJ BEST 529 College Savings Plan.

The state of New Jersey has its own deadline for state aid.

New JerseyApril 15th – Be sure to submit your application by midnight CT. 
September 15th – To apply for the Fall and Spring terms, be sure to submit your application by midnight CT.
February 15th – To apply for the Spring term submit your application by midnight CT.

Special Scholarship Programs in New Jersey

New Jersey offers many specialized programs for the disadvantaged, minorities, the disabled, and more, including:

  • The Governor’s Industry Vocations Scholarship for Women and Minorities is available for those pursuing a career in construction.
  • Students with good grades living in one of New Jersey’s economically-challenged communities may be eligible for the Governor’s Urban Scholarship program.
  • Students in foster or guardian care, or those recently adopted, may be eligible for scholarships, grants, and financial assistance for tuition, books, supplies, and room and board with FAFS Private Scholarships and Grants.
  • If you have a disability, there are numerous financial aid options available to you.
  • If you’re a military veteran returning to school or a survivor of a veteran killed in action, several grants are available to you.
  • Students whose parents died in the line of duty as an emergency worker (police workers, firefighters, and emergency personnel, for example), are eligible for the New Jersey Survivor Tuition Benefits Program and Law Enforcement Officer Memorial Scholarship.
  • Additionally, families affected by the World Trade Center attack are eligible for the World Trade Center Scholarship.

Merit Scholarships

  • High-achieving students in NJ, ranking in the top 15 percent of their class, may receive the New Jersey Student Tuition Assistance Reward Scholarship (STARS). This program offers free tuition to students who attend their home county college.
  • Successful, high-achieving students transferring from a 2-year NJ community college to a four-year college are eligible for the NJ Stars II scholarship.

Financing New Jersey College with Loans

New Jersey has established its own loan system for undergraduate and graduate students to cover costs beyond grants and scholarships: NJCLASS A Family Loan for Higher Education. In-state and out-of-state students are eligible to apply.

Whether you want to attend an Ivy League university or get a New Jersey state school experience, there is a financial aid program to help you save money on your education.