What money management apps are worth using?

When it comes to managing your money, you want to make sure you’re making all the right decisions. But, with all the money management apps available, it can be difficult to decide which one is best for you.

Money management apps help in a variety of ways – like rounding all purchases to the nearest dollar, helping to invest in partial or full-stock share purchases, or even helping you stay on track with daily budget management.

So, how do you know what’s right for you? We’ve chosen some of our favorite highly-rated apps to help you manage your money.

Let’s take a look at the top 5 money management apps.

The apps listed below can help you better manage your money and help create some opportunities to generate more worth with what you have.

Personal Capital

Personal Capital is highly rated, not necessarily because of their budgeting functions but because of the fact that this app takes all of your investments into full consideration. As a result, this app gives you a full overview of your finances from all of your bank accounts and investments.

This is a great way to see how well-diversified you are and where all of your money is dispersed.


This money management app allows you to categorize your money and offers an extensive budget breakdown. Not only will this app integrate with your bank accounts, but it also offers details and insight into your spending habits – which will help you save some $$$.


This money management app connects with your financial accounts and offers you the convenience of combining budgeting and accumulating savings in a one-stop-shop.

This app will also keep track of your subscriptions and give you easy access through their platform to cancel anytime you like. If you don’t want to cancel, they have an offering to assist with negotiations for lowering items such as phone, internet, and cable bills.


The name of this app might sound silly, but don’t let it fool you. This money management app lets you round up your change, and instead of placing it in a savings account, this enables you to invest that change. You can also set up recurring contributions or one-time deposits into your Acorns account to help boost your amount to invest.

This is very user friendly and great for those who want to begin investing but don’t know exactly where to start.


This money management app will help you budget your money and look for opportunities to save money! You sync up your accounts, and the app will analyze your spending habits. Then it gives you data to help you find opportunities to save.

The app can also pick up on your recurring bills and help find you better deals on services.  

These five money management apps have a proven record of success – helping their customers save money or learn how to invest.  

These apps also have no fees, which makes them a great starting point when learning to manage your money. There’s no reason to wait. If you’ve been wanting to get started, the time is now!