Privacy Policy | Frank

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Privacy Policy

 

FACTS

WHAT DOES TAPD DO WITH
YOUR PERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their every- day business. In the section below, we list the reasons financial companies can share

their customers’ personal information; the reasons TAPD chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does TAPD share?

Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companiesNoWe don’t share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share
For nonaffiliates to market to you

Yes

Yes

 

 

To Limit Our Sharing

You can contact us at any time to limit our sharing. Please email info@withfrank.org or call 347-690-7886.

Please note: If you are a new or returning user as of the date we updated this policy, we can begin sharing your information 30 days from the modified date, or earlier for types of information for which you do not have the right to limit our sharing. For users who have not used our services after the modified date, we will not share your information.

Other Important InformationVermont and California Users: We will not share your information for nonaffiliates to market to you unless you give us your express consent, or if otherwise permitted by law.
Questions?

Call 347-690-7886 or go to withfrank.org

 

Who we are

Who is providing this notice?

 

TAPD, Inc.

What we do

How does TAPD protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does TAPD collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Give us your contact information
  • Use your credit or debit card
  • Seek financial or tax advice

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definition

AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

Welcome to TAPD. This website is offered by TAPD, Inc. (“TAPD,” “we,” our,” or “us”). This Privacy Policy addresses TAPD’s practices regarding personal information we collect from users of our Services (“you”) on this website. Our Terms and Conditions withfrank.org/terms-of-service are incorporated herein by reference. Please read those Terms and Conditions withfrank.org/terms-of-service carefully to understand your obligations with respect to your interaction with the Services. This Privacy Policy, including the Terms and Conditions withfrank.org/terms-of-service and any other documents described here, govern your use of the Services and constitute a legal contract between you and TAPD. Our Services are not intended for children under the age of 18, and we do not knowingly collect personal information online from visitors under the age of 18.

1. Cookies.
TAPD may also use Internet cookies and other identifiers or methods of web analysis to gather, store, and track certain information related to your visit to, and activity on, our Services. If you are uncomfortable with the idea of your information being used in this way, most computer systems and web browsers offer privacy settings and options, such as disabling cookies or opting for “Do Not Track” features. TAPD does not override these settings or options, and encourages you to use them to enhance your choices and personalize your experiences. However, if you opt to utilize the aforementioned privacy features of your computer system or web browser, you may not be able to obtain certain content, features, services, or benefits of our Services.

2. Third Party Use of Information; Links to Other Services.
TAPD undertakes commercially reasonable efforts to see that any third party to which TAPD discloses your personal information is under an obligation to use that information solely for the purposes for which the information was disclosed. However, such third parties are independent third parties over which TAPD exercises no control, and TAPD is not responsible for, and will not be liable for, the conduct, actions, omissions, or information handling or dissemination practices of third parties.

Our Services may contain links to third party websites for the convenience of users in locating information, products, or services that may be of interest. If you access a third party website from a link on our Services, any information you disclose on that website is not subject to this Privacy Policy. It is possible that these links may be used by third parties or others to collect personal or other information about you. TAPD is not responsible for the privacy practices of such websites, advertisers, or third parties or the content of such websites and it is your sole obligation to review and understand the privacy practices and policies of these other websites. TAPD does not control these third parties’ use of cookies, collection of information, or how they manage such information. It is solely your obligation to review and understand the privacy practices and policies of these other websites, advertisers and any third parties.

3. Comments and User Content.
All materials or comments posted to public areas of our Services are public. As such, TAPD assumes no liability for the accuracy of such information, no duty to update or correct such information, and no liability for such communications arising under the laws of copyright, libel, privacy, obscenity, or otherwise. Please refer to the Terms and Conditions for further details concerning User Content and other materials submitted to our Services.

4. Security Measures and Communicating with TAPD.
Please be advised that the security and confidentiality of any communication or material transmitted through the Internet, including via our Services or email, cannot be and is not guaranteed. You acknowledge that the technical processing and transmission of our Services’ content may be transferred unencrypted and may involve: (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Accordingly, TAPD is not responsible for the security of information transmitted via the Internet. We have implemented security measures we consider reasonable and appropriate to protect against the loss, misuse and alteration of the information under our control. Please be advised, however, that while we strive to protect your personally identifiable information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online or through our Services, and are not responsible for the theft, destruction, or inadvertent disclosure of your personally identifiable information.

5. Right to Change Privacy Policy.
TAPD reserves the right at any time to modify, alter or update this Privacy Policy. Your use of our Services following any changes means that you agree to follow and be bound by the Privacy Policy as changed. Any change to this Privacy Policy shall be effective as to any visitor who has visited our Services before the change was made. It is the obligation of users visiting our Services before the change to learn of changes to the Privacy Policy since their last visit.

6. Consent to Transfer and Processing of Data.
If you are located outside of the United States, please be aware that information we collect through the services will be transferred to and processed in the United States. By using the services or providing us with any information, you fully understand and unambiguously consent to this transfer, processing, and storage of your information in the United States.

 

Any questions or requests under this privacy policy should be sent to info@withfrank.org.

We are not affiliated with the U.S. Department of Education. Federal Student Aid (FSA), an office of the U.S. Department of Education, makes the Free
Application for Federal Student Aid (FAFSA®) form and assistance available to the public for free at fafsa.gov.

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